Products

and

Services

DEPOSITS

Savings Deposit

Deposit with a minimum balance of Php 100 and earn 0.75% interest per annum

Special Savings Deposit/Time Deposit

Secures your money for a period of time while it earns 2.75% to 5% per annum . Minimum investment is Php 1,000

Paid-up Share Capital

Pay fixed deposits and enjoy 3% to 6% dividend per year credited to your savings account

Special Deposit

Earns an interest of 3% per annum & serves as additional security/collateral of educational loan.

Prime Deposit

Earns an interest of 3% to 6% per annum serve as additional security/collateral of regular or emergency loan.

Savings Deposit

Deposit with a minimum balance of Php 100 and earn 1% interest per annum

Special Savings Deposit/Time Deposit

Secures your money for a period of time while it earns 1% per year. Minimum investment is Php 1,000

Paid-up Share Capital

Pay fixed deposits and enjoy 6% dividend per year credited to your savings account

Special Deposit

Earns an interest of 3% per annum & serves as additional security/collateral of educational loan.

Prime Deposit

Earns an interest of 6% per annum& serve as additional security/collateral of regular or emergency loan.

LOANS

Direct loan

A standard loan product available from Php 1,500.00 to Php  300,000.00.

Loan entitlement: 300% of share capital and prime deposits

Term: 6 months, 12 months, 18 months and 24 months.

Processing time: One (1) working day

Salary loan

Any employed member can avail this for personal need.

Loan entitlement: It depends on the net pay of the member.

Loan Ceiling:

Php 75,000.00

Term: 6 months, 12 months, 18 months and 24 months.

Processing time: Three (3) working days

Educational Loan

Dedicated for educational expenses of members or dependents.

Additional Capitall: Member shall open special savings deposit accounts. The amount shall be 34% of the gross amount of salary loan.

Loan ceiling: Php 40,000.00

Term: 6 months, 12 months and 18 months.

Processing time: One (1) working day

Character Loan

A member can avail even if she/he has an outstanding direct loan. Terms and conditions apply.

Loan ceiling: Php 20,000.00

Term: 6 months, 12 months, 18 months and 24 months.

Processing time: One (1) working day

Direct loan

A standard loan product available from Php 1,500.00 to Php  300,000.00.

Loan entitlement: 300% of share capital and prime deposits

Term: 6 months, 12 months, 18 months and 24 months.

Processing time: One (1) working day

Salary loan

Any employed member can avail this for personal need.

Loan entitlement: It depends on the net pay of the member.

Loan Ceiling: Php 75,000.00

Term: 6 months, 12 months, 18 months and 24 months.

Processing time: Three (3) working days

Educational Loan

Dedicated for educational expenses of members or dependents.

Additional Capitall: Member shall open special savings deposit accounts. The amount shall be 34% of the gross amount of educational loan.

Loan ceiling: Php 40,000.00

Term: 6 months, 12 months and 18 months.

Processing time: One (1) working day

Character Loan

A member can avail even if she/he has an outstanding direct loan. Terms and conditions apply.

Loan ceiling: Php 20,000.00

Term: 6 months, 12 months, 18 months and 24 months.

Processing time: One (1) working day

Express loan

Responds to immediate financial needs of a member.

Loan ceiling: Php 5,000.00

Term: 1 month, 2 months and 3 months

Processing time: 30 mins to 1 hour

Calamity loan

Responds to immediate financial needs of a member affected by calamities

Loan ceiling: Php 15,000.00

Term: 3 months , 6 months and 12 months

Processing time: One (1)  working day

Essential Commodity loan

Can be used to purchase personal commodities like groceries, appliances, phones and computers.

Loan ceiling: Php 20,000.00

Term : 1 months , 2 months and 3 months

Pensioner loan

Exclusive for SSS and GSIS pension holders

Loan ceiling: Php 100,000.00

Term: 6 months and 12 months

Processing time: One (1) working day

Express Loan

Loan facility that responds to immediate financial needs of CCDC members.

Additional Capitall: Member shall open special savings deposit accounts. The amount shall be 34% of the gross amount of salary loan.

Loan ceiling: Php 5,000.00

Term: 6 months, 12 months and 18 months.

Processing time: 30 minutes to one (1) hour

Calamity Loan

Responds to immediate financial needs of a member affected by calamities

Loan ceiling: Php 15,000.00

Term: 3 months , 6 months and 12 months

Processing time: One (1)  working day

Essential Commodity Loan

Can be used to purchase personal commodities like groceries, appliances, phones and computers.

Loan ceiling: Php 20,000.00

Term: 1 months , 2 months and 3 months

Pensioner Loan

Exclusive for SSS and GSIS pension holders

Loan ceiling: Php 100,000.00

Term: 6 months and 12 months

Processing time: One (1) working day

Real Estate Mortgage Loan

Can be used to buy real estate properties.

Loan ceiling: Php 5,000,000

Term: 6 months up to 6 years

Processing time: 3 to 7 working days.

Acceptable collateral: any Residential and commercial lot located in Bulacan and Pampanga.

Car Loan

Helps the member purchase a brand new or second hand vehicle.

Term: Up to six years

Processing time: 3 to 7 working days

Acceptable collateral:  Loan must be secured by a clean title

House and/or Lot Acquisition Loan

Can be used to purchase house or real estate.

Loan ceiling: Php 5,000,000.00

Term: 1 month to 6 years

Collateral: clean title (the subject land title should be transferred to the name of member –borrower)

Back-to-Back Loan

A standby loan secured by deposit assignment. Available to existing savings & special savings deposit account holders only.

Loan ceiling: any amount

 

Real Estate Mortgage Loan

Can be used to buy real estate properties.

Loan ceiling: Php 5,000,000

Term: 6 months up to 6 years

Processing time: 3 to 7 working days.

Acceptable collateral: any Residential and commercial lot located in Bulacan and Pampanga.

Car Loan

Helps the member purchase a brand new or second hand vehicle.

Term: Up to six years

Processing time: 3 to 7 working days

Acceptable collateral:  Loan must be secured by a clean title

House and/or Lot Acquisition Loan

Can be used to purchase house or real estate.

Loan ceiling: Php 5,000,000.00

Term: 1 month to 6 years

Collateral: clean title (the subject land title should be transferred to the name of member –borrower)

Birthday Loan Promo

A birthday celebrant is entitled to a 1% discount on service fee on most loan approved. Must be filed within the day of birth or at least 2 days before or after.

Promo period: 

January 01, 2020 to December 31, 2020. 

Back-to-Back Loan

A standby loan secured by deposit assignment. Available to existing savings & special savings deposit account holders only.

Loan ceiling: any amount

Caniogan Coop

38 Years of providing opportunities for members, businesses, and practice self-development for our employees. We are Caniogan Coop, a friendly institution you can trust.

Need help on what you're looking for?

(044) 791-2000

Customer Support and Membership Services

(044) 791-0723

Check Loans and Savings Deposit

ccdcoop_bulacan@yahoo.com

Email Address

fb.com/CanioganCoop

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